Buyer’s Club fee (if ordered) and shipping fees will be added to your first installment. The price of smaller dollar items on backorder at the time of your order will be billed in full when they are shipped. Available on credit card orders only (with credit approval) for merchandise totaling $150.00 or more. Not available with check , debit card or money order payment. Not available in my retail store. Cannot be used for the purchase of Gift Certificates or on orders using Gift Certificates.

Want to use our Buyer’s Club 4-Pay Plan but you’re not a Club Member? Click here.

For Sportsman's Guide Buyer's Club™ Advantage Rewards Visa® Card Holders:
Advantage Rewards Visa Card Buyer's Club 4-Pay Plan: $150.00 minimum purchase is required (subject to credit approval). Your promotional purchase will be divided into four equal amounts. Beginning with the first billing cycle after your promotional purchase, one quarter (25%) of the total purchase amount will be added to your revolving balance, with like amounts being added over the next three (3) consecutive months. Regular credit terms, including finance charges, will apply to each portion of the promotional purchase when it is applied to your revolving balance. No finance charges will apply to the remaining portions on the promotional plan until they are applied to your revolving balance. You must make at least the minimum payments, when due on your account, in order to keep the benefits of this promotional purchase. If regular revolving and/or any promotional plan payments are not paid when required for three consecutive billing cycles, under this or any other Sportsman's Guide promotional credit plan, the remaining promotional balance will be included in your regular revolving balance and regular credit terms will apply. See section 34.h. Penalty APR of your credit card agreement for additional terms regarding missed payments. As of April 1, 2008 the APR is 10.99% for Tier Three Accounts, 17.99% for Tier Two accounts and 21.99% for Tier One accounts; these rates may vary. Minimum monthly FINANCE CHARGE of $1.00.